What can I actually buy in Guernsey?
Put in what you have and what you can pay each month. This works out the most you could complete on — including document duty, which comes out of your cash, not your mortgage — and counts how much of the island's live stock that reaches. It quotes no lender and earns nothing from anyone.
Most you could complete on
£561,442
Where your cash covers the balance plus duty, and the monthly figure services the loan.
Of that, document duty
£16,208
Paid from your cash on completion.
Properties this reaches
316
of 1,022 for sale on this site — 31% of the market.
What is out of reach, and why
- 706 properties are above £561,442 — out on price alone.
- Guernsey property has achieved a median 87.1% of asking across 150 matched sales in the last 24 months. An asking price a little above your ceiling is not necessarily out of reach — see the spread.
Where the 316 you can reach are
| Parish or area | Within reach | Share |
|---|---|---|
| St Peter Port | 148 | 47% |
| St Sampson | 33 | 10% |
| Vale | 18 | 6% |
| Castel | 17 | 5% |
| St Martin | 11 | 3% |
| Forest | 4 | 1% |
| Sark | 3 | 1% |
| Torteval | 2 | 1% |
| St Andrew | 2 | 1% |
| Alderney | 2 | 1% |
The lowest-priced of them
Agricultural Field - Offers in the region of, Chemin Des Camprots, Forest, N/A
Outside Space, Garden
£35,000
For Sale
Agricultural Field ref. D00344000
Rue Du Dos D’Ane · Land (type inferred)
£55,000
The interest rate is yours to set and is not a quote — this site holds no lender rates and is paid by no lender, broker or agent. Document duty uses the published band scale; check gov.gg or your advocate for what applies to you. Lenders apply their own income multiples and stress tests, which this cannot know, so treat the ceiling as arithmetic rather than an offer. Counts are of listings this site holds today.